The Commercial Loans and Commercial Mortgages Guide
AEX Commercial Financing Group
Commercial real estate financing
Refinance commercial loans
Buy a business opportunity
SBA financing
Short-term Commercial Finance —
Replace business line of credit
Repay current credit card financing
Working capital loans
Business cash advance
July - August 2009 — An Update About Commercial Loans:
- For commercial borrowers concerned about business financing uncertainties, AEX Commercial Financing Group has practical problem-solving expertise and continues to be an effective source for reliable commercial real estate financing and working capital loans.
- Many commercial lenders have discontinued their small business loan programs.
- Without further delay, business owners should have a candid conversation with a business finance funding expert such as AEX to discuss how to best refinance business loans or acquire new financing.
The AEX Commercial Mortgage and Commercial Loan Guide is published by AEX Commercial Financing Group. If you have previously experienced problems with commercial real estate loans (or don't want to delay your next commercial mortgage loan with avoidable problems), our unique and straightforward business financing advice can help you immediately. We have published commercial finance reports which cover many topics of interest to commercial borrowers. Here is what is covered in some of these AEX commercial funding and working capital management reports:
- Problems to Avoid with Commercial Mortgages
- Credit Card Processing and Business Cash Advances
- Commercial Mortgage Loans - The Two Worst Things That Could Happen
- Important Trade-offs with Commercial Property Loans
- Short Term Loans and Working Capital Financing
- Problems to Anticipate with Refinancing SBA Loans
- Business Opportunity Financing and Working Capital Strategies
- Small Business Funding and Small Business Cash Management
- Working Capital Loans and Hard Money Financing Options
- Commercial Lenders to Avoid
Our website helps us summarize new commercial mortgage and commercial loan issues, but it is not feasible for AEX to publish all of our business finance updates and advice on the “front page”. To help with this dilemma, we have always invited commercial borrowers to contact us directly for timely and candid business loan advice.
The business financing environment is changing almost every day and there is a great deal of new information to absorb. Here is one of several AEX observations (published on one of our other websites) that might have been originally missed by business owners —
As you might notice in reviewing our earlier commercial loan reports, we published precautionary warnings about a number of business finance practices BEFORE massive bank problems came to everyone’s attention. Despite what banks would like prospective borrowers to think, the troubling circumstances which caused us to be concerned in the first place ARE NOT OVER — and in fact there are now several NEW and MORE SERIOUS commercial finance practices confronting most small business owners. On a positive note, most business loan problems are either AVOIDABLE or SOLVABLE with timely and appropriate action.
AEX Commercial Loans Report Excerpt —
Primary Reasons for Business Cash Advances using Credit Card ProcessingSmall businesses will typically use a combination of short-term and long-term commercial financing, and even thriving businesses frequently need more cash than available from a bank and other small business loans. Short-term business finance funding is most appropriate for working capital, marketing, taxes, emergencies and inventory. Expenses for equipment and renovations can be funded with either short-term or long-term business financing. Many small business owners should consider using a business cash advance based on future credit card sales as a short-term financing source. This working capital financing strategy is also called credit card financing and is based on factoring of the credit card receivables for a business. The funds obtained from business cash advances typically vary from $10,000 to $300,000 and can be applied to short-term commercial finance funding needs that are usually very difficult for most small business owners to finance. There are several critical problems to avoid when using this strategy — key problems are described on the “Summary” page and in The Working Capital Journal. The most likely candidates to benefit from this business finance strategy are businesses which have a regular volume of credit card processing transactions, particularly restaurants, retail stores and service businesses such as motels and dentists.
or other AEX business finance funding reports.
Some Working Capital Funding and Commercial Real Estate Loan thoughts from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:
Because
it has become more difficult for most businesses to obtain working
capital finance help, our working capital loan and business cash advance
programs will be of special interest to many business owners. Additionally, AEX Commercial Finance Funding Programs should be helpful for
commercial borrowers refinancing or buying a business involving special purpose properties such as gas stations, mobile home parks, golf
courses and funeral homes. AEX business finance funding reports will provide insights about some of the most serious problems currently
faced by business owners. Here are four examples:
- Worst Case Alert for Small Business Loans and Working Capital Loans
- Overview - Business Cash Advances and Credit Card Processing
- Business Opportunity Financing Strategies for Buying a Business
- Reasons for Bank Rejections with Commercial Mortgage Loans
As reflected in these and other AEX Reports, there are a number of rapidly-changing developments likely to effect most commercial financing throughout the United States. Please contact us directly for our candid and individualized assessment of how your business financing situation could be impacted.
Please Also Visit: AEX Commercial Financing Group - Commercial Finance
The Commercial Mortgages and Commercial Loans Guide
Two excerpts from The Working Capital Journal —
Options for Working Capital — Business Cash Advance Programs
Recent upheavals in business finance funding have changed how a business cash advance program should be evaluated when commercial borrowers explore effective working capital finance options. Most small business owners will quickly conclude that realistic options to get operating cash and small business loans quickly have changed drastically. In particular, there are three changes in commercial finance funding which are significantly increasing the use of business cash advances to secure working capital. Please contact AEX for help throughout the United States with commercial loans, commercial mortgage loans and working capital financing — our business financing programs include traditional working capital loans as well as merchant cash advances and credit card receivables financing.
Commercial Financing Changes and Inaccurate Information
Perhaps the most significant change issue for small business loans and working capital financing is that we fully expect additional and ongoing changes from business lenders. We have recently seen extensive distortions and inaccuracies (both in the press and from commercial banks) about the true availability of commercial finance funding. Fortunately there are viable business finance solutions for the most significant changes already implemented. For example, the AEX Business Cash Advance Program is an effective working capital strategy for dealing with several recent changes impacting commercial loan programs.
The Working Capital Journal is published by AEX Commercial Financing Group.
AEX commercial finance programs —
- Long-term commercial loans for commercial real estate
- Short-term working capital financing
Business owners wanting help with current commercial mortgage situations should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for personalized and straightforward advice. For mail and email contact information, please see "Contact AEX" page.
